SCMA membership gives you access to this essential insurance, specifically designed for Scotland's childminders and tailored to meet the particular needs of their Care Commission registration.  The premium cost at £31.60 is extremely competitive and the level of cover is suitable for childminders. You MUST be a full member of SCMA to take out SCMA's insurance policy.

Main Points Of The Policy

As a registered childminder you must have Public Liability Insurance to cover you while you are caring for other people's children. SCMA's policy has been designed by people who understand childminding.
 
Key Features Of The Policy

• Indemnity of up to £5 million of legal liability for accidental injury/death of minded children in your care.
• Legal costs of defending civil actions of malpractice where injury or damage is sustained by a child in your care.
• Accidental loss or damage caused to a third party or the property of the third party in the course of the childcare activities.

Key Exclusions To The Policy 

• Loss, or damage to childminder's own property or, in the childminder's custody or control;
• The childminder's own children.
• The childminder's vehicle.

This policy is an annually renewable public liability insurance underwritten by Royal & Sun Alliance Insurance plc. The information given on this web page is only an outline of the cover provided.
A summary of the policy can be downloaded here.
For full terms and conditions of the cover, please refer to the policy document, a copy of which is available here.